Property/Liability Overview

By far, The Trust's Property/Liability insurance coverage is recognized as the most comprehensive available in Rhode Island. It is specially designed for the local government sector by municipal and school officials who serve on The Trust's Board and who set Trust policy and establish coverage parameters. In addition to insurance coverage, The Trust is the only insurance and risk management organization in Rhode Island that has the specialized staff expertise, experience, and tools necessary to provide public sector entities with highly-focused coverage and service. 

The Trust's coverage for Property/Liability Insurance comes in a bundled package that includes the following coverages: 

  • Property 
  • Equipment Breakdown 
  • Crime and Employee Dishonesty 
  • Automobile Physical Damage 
  • Uninsured Motorist Liability 
  • General Liability 
  • Police Professional Liability 
  • Public Officials' Liability 
  • School Board Legal Liability 
  • Employment Practices Liability 
  • Automobile Liability 
  • Employee Benefit Liability 
  • Medical Services Providers Liability 
  • Automobile Medical Payments Liability

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