• Property/Liability


    By far, The Trust’s Property Liability insurance coverage is recognized as the most comprehensive available in Rhode Island. It is specially designed for the local government sector by municipal and school officials who serve on The Trust’s Board and who set Trust policy and establish coverage parameters. 

  • Workers' Compensation

    Workers' Compensation

    As a Member of The Trust’s Workers’ Compensation Pool, The Trust offers Members incomparable administrative convenience and public sector expertise in the processing, handling and the prevention of workplace injuries and resulting losses.

  • Health


    The Trust Health Pool, in partnership with Blue Cross and Blue Shield of Rhode Island, provides a comprehensive spectrum of health plan options that can be tailored, with different benefits, co-pays, and deductibles, to meet the diverse needs of Trust Members.

  • Dental


    The Trust's Dental Insurance Pool provides Members with high quality and affordable dental care.  In partnership with Delta Dental, the program features excellent treatment and coverage through a comprehensive dental network with a variety of plan options that can be customized to meet the individual needs of each Trust Member. 

  • OPEB


    In partnership with Public Agency Retirement Services (PARS), The Trust has established a comprehensive and costeffective Other Post Employment Benefits (OPEB) Funding Program. Participating Members will have the security of oversight by The Trust and a “one-stop shop” for OPEB prefunding.

  • Loss Prevention

    Loss Prevention

    The Trust is committed to a state-of-the-art risk management partnership with its Members. Our specialized loss prevention programs and risk management services are designed to specifically address the unique and ever-evolving concerns and problems faced by local government today. 

  • Wellness


    The Trust’s Wellness Program is designed to help manage the rising cost of health care and improve the quality of life for Member employees and their families. In partnership with Blue Cross Blue Shield of Rhode Island, our Wellness Program features a strong focus on preventative care as a way to impact costs and improve outcomes. 

Training & Events

Stay up to date with the latest calendar of training and events offered by The Trust. You can register online!


Submit a Claim

Report your property, liability, workers' compensation and public safety injured-on-duty claims here. 

submit a claim

Trust Publications

The Trust publishes a periodic newsletter and occasional risk management bulletins containing safety tips, summaries of recent lawsuits, Member current events, risk management techniques, and other general insurance-related items to help lower risk and prevent loss.

News & Announcements

New OSHA Public Sector Safety & Health Fundamentals Program

In partnership with the Occupational Safety and Health Administration (OSHA) Training Institute Education Center at Keene State College, The Trust is now offering a first-of-its kind certificate program to Member employees titled Public Sector Safety and Health Fundamentals Certificate Program (General Industry). The Program is designed to help participants broaden their safety expertise, improve safe work practices, increase safety hazard awareness, comply with OSHA standards, and be proactive in today’s safety culture.

Trust Completes Use of Force Policy Update with Help of Law Enforcement Community

The Trust recently completed an update of its Use of Force Model Policy, to ensure that the policy meets modern day best practices and legal standards, and is consistent with what is being taught to Rhode Island police officers in both pre-service and in-service trainings.

2016 Safety Enhancement Grant Winners

Congratulations to the following winners of the 2016 Safety Enhancement Grants!

© Copyright 2015 Rhode island Interlocal Risk Management Trust  |  Design by Malcolm Grear Designers